Personalized Credit Score Restoration Coaching

OR

Flat-Rate Debt Settlements.

 

 

It's nice to know who you're dealing with. So, here's my background. My name is Rick Mansfield. I was a VP at Guardian Bank in NY in charge of the collection division for personal loans and charge cards. I left the bank to start my own collection agency and consulted for FICO™. I know how the credit bureaus, collection agencies, and FICO™ work.

 

I let my credit go down the crapper to prove what I knew in theory could actually be done. What I knew, what I proved, and what I documented was that the collection agencies and credit bureaus assume no one knows their rights. And unfortunately, most people don't! And honestly, why should you? You don't do this every day. I've been helping consumers clean up their credit for over 40 years. I know your rights and how to use them to get anything deleted from your credit report! I'll hold your hand and walk you through every step of the way on the road to getting any or all of the negative items removed from your credit reports.

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Deleting negative items from your reports will improve your credit score. Companies like Lexington Law charge monthly for sending out letters to the bureaus. When that first letter doesn't result in getting the disputed item removed, they send another letter, and another letter, and another letter. They charge you monthly for sending out those letters. And since they charge monthly just for sending out those letters, they have absolutely no incentive to work quickly. The longer they take the more they make! Albert Einstein said, “Insanity is doing the same thing over and over and expecting different results.”

 

Yes, I send out a letter ... one letter. If the item isn't deleted, I call the bureaus on your behalf and I call collection agencies too. I owned a collection agency. I know what collection agencies & the bureaus respond to. My call to the credit bureaus and collection agency will result in the removal of the item in question.  

 

I charge a flat fee for this service. Since I don't charge you monthly, I have an incentive to resolve your credit problems as quickly as possible! Plus, you know what you'll pay upfront so you can decide if this is for you.

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Just want to ask a question? Go ahead. The good news is I'm NOT an attorney. Unlike attorneys, I never recommend anyone do anything I haven't successfully done myself. To prove what I knew in theory could in fact be done, I stopped paying all my bills. My credit score dropped from over 800 to below 500 as a result. Repossession, foreclosure, credit card debt, personal and student loans, even bankruptcy, everything can be removed. I had my credit score back over 700 within 4 months without paying collectors or creditors a single cent.

 

Personalized coaching:

After our initial FREE consult, I'll e-mail you a plan of attack and a price so you can decide if this is right for you. My coaching will result in the deletion of negative items on your report and a substantial increase in your credit score.

 

Personalized coaching for credit restoration means:

I personally review every document you submit and outline a targeted course of action. The plans I formulate not only remove negative items but also include important steps to re-establish your credit and raise your credit score. It's pointless to remove the negatives, to have a clean slate, and for it to take years to regain great credit. You can accomplish both goals at the same time!

 

Credit restoration includes:

·Calls to collection agencies, creditors, and credit bureaus on your behalf

·An analysis of your credit report

·Customized dispute letters.

.A review of any collection letters you have received

·Review any collection messages and/or letters for Fair Debt Collection Practices Act violations that can result in the debt being paid and deleted from your credit report.

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Include in your email below the number and type of items you want removed from your credit report. For example; two student loans, ten delinquent credit cards, five personal loans, and a repossession. Also include any additional info you think is important.

 

If you choose to take an extra step and make some cash while clearing up your credit, I can coach you through the Small Claims Court maze so you can sue collection agencies & the credit bureaus.

 

Note: your reply will come from "Debt Assassin the Book".  I always respond within 24 hours.